Mortgage Calculator

Mortgage calculators are a great starting point. For exact numbers, approvals, and options, I work with a small group of trusted mortgage professionals. Clients are encouraged to speak with more than one mortgage professional to determine the best fit for their individual needs.

Bank of Canada Interest Rate

For reference only: see the Bank of Canada’s policy interest rate. Bank of Canada rates are not mortgage contract rates. Actual rates vary by lender, product, and borrower profile.

Mortgage Professionals I trust

Lindsay Witham
RBC
(604) 838-1059

Jo Tortora
Dominion Lending
(604) 418-3009

Chris Wilson
BRX Mortgage
(604) 841-9492

Mortgage Specialist (Bank)
What it is
Works directly with one financial institution and offers that bank’s mortgage products.

Often a good fit if you:
Already bank with that institution.
Prefer everything under one roof.
Are renewing an existing mortgage.
Have a straightforward income and purchase.

What to know
Rates and products are limited to that bank’s offerings.
Independent Mortgage Broker
What it is
Works independently and compares mortgage options across multiple lenders.

Often a good fit if you:
Want to compare rates and features.
Are self-employed or have variable income.
Are buying your first home.
Need more flexibility in lending options.

What to know
Availability and terms vary by lender and borrower profile.

Not sure who to start with?
Tell me a bit about your situation and
I’ll point you in your direction!